Tag Archives: English teaching

How to pay off $20,000 in debt AND save $80,000 by working in Korea

Save AND eat awesome Korean snacks... it's a good life
Quality of life, delectable snacks AND savings… Julie lives a good life in Korea…

Do your finances worry you?  Do you feel trapped?  Like you have to put up with a horrible lifestyle because you can’t afford to leave a job?  Do you not even have a job?

Meet my friend Julie Tillotson.  She recently told me the story of how she and her husband, Ben, pulled off what many in the United States and elsewhere consider financially impossible by thinking and acting internationally.  Her story should inspire us all to realize that there are always better options out there if we are willing to be adventurous.

Below are my interview questions and her answers:

 1) What was it that triggered your decision to move to South Korea?

Financial insecurity and restlessness.  Having repatriated to the US after completing university and getting married in the UK, Ben and I were searching for jobs and living with my parents (Thanks Mom and Dad!).  After filling out 60+ job applications, we only managed to get part-time temp jobs with zero benefits.  Wanting to be self-sufficient and passionately wanting to travel, EFL (English as a foreign language) jobs in Korea offered that and more: free plane tickets, free housing, medical insurance, pension and full time work experience.

2) How much do you make per year?

My salary has been between 20,000-35,000USD* per year depending on the job and exchange rates.

*These figures do not include housing, pension or other benefits that vary from job to job.

3) How much is it possible to save per month?

Between 800-1000USD on a reasonable starting salary, more if you are super motivated.

4) Please elaborate on the school and other debt that you were able to pay off as well as the money you were able to save.

Unfortunately, I had a credit card run up to 20,000USD from school bills and emergency use while unemployed. It took 11 months for us to pay it off by each contributing 800-1000USD per month.  Over the next 3 years we saved a total of 80,000USD.  We used the money to do MA degrees in the UK without needing student loans.

Julie and Ben
Julie and Ben

5) What is your advice to people that are considering going to Asia to find work and financial stability?

A. Research! Customs, culture, and work environment are always more different than most expect. Familiar concepts such as contracts, employee/employer relationships, and set work responsibilities can be shockingly different to the unprepared.

B. Documents first!  It’s up to you and only you to have your work visa documents in order.  With criminal background checks it can be a waiting game, so don’t delay!

C. Quality photography!  It’s standard procedure to include a photo for job applications in Asia.  Professional appearance is highly valued in Asia.

6) What are the main risks in making a move similar to yours?

Stress and illness.  An international move, unfamiliar job, culture shock and contact with new bacteria and virus’ is a recipe for catching colds and flu.

7) How long do you plan on staying in Korea? Why?

Two to five years.  My job, friends and a comfortable lifestyle keep me here for now.  However, the declining birthrate in Korea will hit universities with all-time low student enrollment within 5 years, so university jobs will likely become more competitive.

8) If you were trying to sell someone on doing what you have done in Korea, what would you say?

As far as money goes, imagine what you can accomplish without paying for rent, car payment or gas. Korea has a growing economy where English teachers are in demand. Seoul is safe, has great public transportation, and there is always something fun to see or do in spare time.

With dining like this, who needs persuasion?
With dining like this, who needs persuasion?

9) What do you dislike most about living abroad?

Long gaps in seeing family and long-time friends.

10) What are your top relocation tips?

Don’t make assumptions about your host culture, take time to wrap your brain around things that initially seem strange to you.

Do make additional friends outside your workplace through volunteering, church, sports and clubs.

Do learn about local fresh produce and ingredients and create beautiful healthy meals at home.

Julie Tillotson is an American who has been living in Seoul, South Korea with her husband, Ben for the past 9 years.  She currently works at Seokyeong University in the General Education program and loves exploring the city in her free time.

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“You’re Hired.” When being in the multicultural know can mean a paycheck.

you've been around...
you've been around...

The difficulty of job hunting in this economy means that, more than ever, differentiation is the name of the game. You have to stand out to beat the competition for the few slots available. That said, multicultural savvy, overseas experience and a willingness to travel internationally can be your “in” for certain positions, regardless of the economic climate. In these professions, being in the know regarding global culture can literally mean a paycheck. Below I’ve tried to take some of the frustration out of finding international jobs by highlighting some of the most accessible entry-level jobs that would put to use your multicultural know-how, along with great online resources for finding a position in each of them.

English Language Teacher Overseas: Teaching English as a Second Language is one of the easiest areas to get work in because of the demand for English language instruction across the globe. This is a great option for recent college graduates who have a natural interest in learning more about global culture. Travel, adventure and a reliable pay stub are a pretty irresistible combination and definitely beat unemployed, post-college blues stateside. Check out this link to TEFL.com, the most popular resource for finding jobs in English Language Teaching (ELT).

Resort Jobs: Spectacular scenery, exotic locations and young, high-energy coworkers – resort jobs are perfect for college students or recent grads. Check out Job Monkey’s Resort and Spa Jobs Section for great information on the kinds of jobs available and an excellent listing of positions across the United States and abroad. As Job Monkey points out, the resort industry is one the easiest industries in which to find entry-level jobs so if lush vacation settings work for you, apply!

International Volunteer: This is not much of a money-maker (you’ll probably get a modest stipend) but I can say from personal experience that a volunteer year abroad is extremely enlightening and is a great opportunity to get away from the daily grind. The experiences you have and the things you learn about other people and other cultures are very hard to duplicate. It is absolutely worth looking into the options available. A great place to start your search is the volunteer section of idealist.org, an excellent resource for those who wish to “exchange resources and ideas, locate opportunities and supporters, and take steps toward building a world where all people can lead free and dignified lives.”

Professional Jobs Abroad: Finance, IT, pharma, consulting, marketing – you name it, and iHipo will have an international job listing for it. iHipo is a great resource for any professional that wants to do what they do at home, abroad. If you like your profession but would really like a dramatic change of scene and a chance to experience a new culture and way of life, check out your options.

Of the people I have talked to that have experienced living and working abroad, most found their experience valuable and a lot of fun. You will get to use your knowledge of global cultures and add substantially to it. Often, the experience of living away from your usual surroundings, customs and routine gives you excellent perspective on what is important in life, on what actually matters. So if you need a system reset, this may be your ticket.

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Bjorn Karlman