Don’t miss out on this amazing opportunity to improve your life. If you are lucky, you might only pay half a million dollars for it. And don’t worry, you can take 30 years to pay it off. The weight of the financial responsibility will faithfully drag you to work every day. What it buys will require constant repair. This risk will perform worse than several other longterm “investments” and possibly bring you to financial ruin and social humiliation when the next housing bubble bursts. Go on, get that mortgage.